SOBATKU

SOBATKU is an online savings application developed by KSP Sahabat Mitra Sejati that allows users to save and conduct transactions using their mobile phone number as their account number. This app is designed for the Android platform, making it convenient for users to download and manage their finances anytime and anywhere.

This application simplifies the banking experience by transforming a mobile phone number into an account number, making it easier for users to remember their account details. The user-friendly interface allows individuals to perform transactions effortlessly, which is particularly beneficial for those who may not be familiar with traditional banking systems.

Among its various features, SOBATKU offers scheduled transactions. This functionality is particularly useful for users who need to make regular payments, such as repaying a loan to a friend. By setting up scheduled transactions, users can ensure they never miss a payment deadline.

SOBATKU provides users the flexibility to deposit and withdraw cash at ALFAMART and ALFAMIDI locations across Indonesia. This feature is advantageous for those who may not have access to ATMs for traditional bank cards, as it allows for convenient banking transactions in widely accessible retail environments.

The application includes several benefits for its users. One of the attractive features is the opportunity to participate in monthly lotteries, where users can win cash prizes ranging from 100,000 to 10 million Indonesian Rupiah. Additionally, the app offers a grand prize of 100 million Indonesian Rupiah every few months, providing users with an exciting incentive to engage with the platform.

SOBATKU does not require an initial deposit to open an account. Users can simply download the app and register their personal information to create an account with a zero-balance. This feature makes it accessible to a broader audience, allowing anyone to start saving without the pressure of meeting a minimum deposit requirement.

Users of SOBATKU enjoy the advantage of no monthly maintenance fees. This means that users can maintain their accounts without worrying about their balances being diminished by administrative costs. The app promotes a cost-effective way to manage finances, enabling users to save more effectively over time.

The application also allows users to transfer funds to other bank accounts at a minimal fee, which is set at 4,000 Indonesian Rupiah. This feature is particularly appealing for individuals who frequently need to send money to accounts outside the SOBATKU system. Furthermore, users can send money to friends using their phone numbers without incurring any charges, making peer-to-peer transactions straightforward and economical.

For users interested in earning interest on their savings, SOBATKU offers a monthly interest rate of 1%. This feature encourages users to save, as their balances grow over time without incurring any monthly fees. The interest can be an added benefit for those looking to grow their savings passively.

SOBATKU also introduces a referral program, allowing users to earn passive income. By referring others to the app, users can receive a percentage of the average daily balance of their referrals. This feature incentivizes users to share the app with friends and family, creating a community of users benefiting from the service.

The app has a straightforward setup process. After downloading the app, users can quickly register and start using their accounts with just a few simple steps. The intuitive design ensures that users can navigate through the app with ease, regardless of their familiarity with technology.

SOBATKU's goal is to provide a practical and modern banking solution that caters to the needs of its users. The integration of mobile banking with traditional retail locations offers a unique approach to managing finances, ensuring users have access to their funds and the ability to conduct transactions conveniently.

In addition to its core features, the app prioritizes user security and privacy. Users can feel confident knowing that their financial information is protected, allowing them to focus on managing their savings and transactions without concern.

With its range of features and benefits, SOBATKU stands out as a versatile financial tool for users in Indonesia. The app not only simplifies the banking process but also offers numerous ways for users to engage with their finances actively.

For more information, users can contact the support team at 1500 218 or via email at picsobatku@sahabat-ukm.com. More details about the app can be found on their official website, www.sobatku.co.id.